When it comes to spending on transportation, children, food, the thought of saving or giving up something rarely creeps in.
But almost everyone has probably experienced the feeling of guilt when you want to buy something for yourself.
Let's figure out why it's so difficult to spend extra money on purchases for yourself.
First, if you are afraid to spend extra money, you need to have a financial safety cushion. This is the amount that should be enough to keep you afloat for 3-6 months in case of an unforeseen situation.
If you admit that you are still nervous about running out of money, set aside more money. For example, 8-9 months' worth instead of six months' worth.
Secondly, it is important to understand that a cup of Americano in the morning is not your whim, but a reward for your efforts. Especially if you drink it on the way to work.
Thirdly, by spending money on yourself, you will get satisfaction from acquiring a long-desired thing. And this feeling is worth a lot, especially when no other joyful moments in life are expected.
