Irrational handling of money has its consequences. If you leave large sums in stores every time, and spend them on useless things, then it's time to think about optimizing your expenses.
You may not have thought about it, but people often buy things because they are pressured by others.
You don’t want to lag behind your friends and acquaintances, even on a subconscious level, so you’re probably already planning to buy a phone or a TV.
But don’t rush to the store to buy a new gadget, think about whether you really need this purchase.
Advertising is created to influence people. It attracts consumers with numerous promotions and advantageous offers. Only in practice you buy things that will remain lying in the closet.
Therefore, in order not to buy too much at a sale, make a list of necessary things and go to the store with it. Do not allow yourself to spend even on a cheap but useless trifle. Be guided only by the list.
Pay in cash. Banks offer their customers credit cards on various terms. And people think that this gives them unlimited opportunities. But the limit is quickly spent, and you still have to return the money and with considerable interest.
Arrange fasting days for yourself. Only we are not talking about food, but about shopping. Take with you the amount of money you will need for travel and lunch at work, and refrain from going to the store.
However, this does not mean that if you do not buy anything today, then tomorrow you will be able to spend twice as much money. Such "fasting days" should teach you to spend money only on the most necessary things.
Online shopping has become extremely attractive to many. If you can't resist virtual "bargain" purchases, then stop visiting such sites. At least for a while.
Control your expenses. Make notes in a notebook or install a special application on your phone.
This way, you can analyze what expenses were useful and what you shouldn't have spent money on.
Earlier we wrote about the 4 mistakes 90% of people make when charging their phones.
