When a person works at an ordinary job and doesn’t reach for the stars, it seems that the path to a millionaire’s fortune is closed to him.
It is believed that millionaires are those who earn a million every month.
But this is not true, because if a person purposefully saves money, then even with a modest income he will earn a million.
For example, a person puts aside 5,000 rubles every month. It turns out that in a year he has 60,000 rubles. In 10 years, this is already 600,000 rubles, and in a few more years - here is a million.
And if he starts saving more, for example, to be able to put aside 10,000 rubles monthly? In a year he will have 120,000 rubles, and in 10 years 1.2 million rubles.
It seems like 10 years is a very long time, but time goes by quickly, especially since a person can put aside more money in one month and less in another.
This means that every person has a chance to become a millionaire, maybe not in dollars, but certainly in rubles.
But to become a millionaire this way, you need discipline. Without it, you won't be able to save a single ruble.
If a person only spends but does not save, this will not give him the opportunity to save even 1000 rubles. In addition, you need to know that inflation is quite high, so bank deposits will not be able to protect money from depreciation, unless a person puts money at decent interest rates.
So, it turns out that a person needs to learn how to save money first, but how to do it? It is advisable not to limit yourself to just one income, relying on it. The more sources of income a person has, the better, especially if he works without the prospect of career growth and a significant salary increase.
The more surplus there is, the better, the faster the money will accumulate into a decent amount. It is also worth having a goal, because without it, the money will accumulate just like that, and will quickly start to be spent.
When a person understands why he needs a million, then he will quickly figure out where to get money, where to earn extra money, what opportunities are open to him.
Anyone can become a millionaire if they put in the effort and stop relying on anyone.
A person's income is only in his hands, and if he takes care of everything in advance, then in adulthood he will not have to regret anything.
Yes, no one excludes risks and unforeseen situations, but if you don’t save money right now, you will have to do it at an accelerated rate in the future, and that’s a completely different story.
Earlier I talked about how business changes a person’s personal qualities .
