If you want to always have money left over, you will have to learn to spend less and earn more.
After all, it often happens that a person receives a decent salary, but still doesn’t have enough for anything.
You may have some habits that are "scaring" your money away.
You constantly complain that you don't have enough money.
And this happens all the time, even during periods when you have no financial problems.
They say that thoughts are material, so your fears today can become reality tomorrow.
You also shouldn't live by constantly comparing yourself to others and thinking that you'll never have something like that. After all, with such thoughts you're only condemning yourself to a poor future.
Unplanned purchases
They can also cause a lack of funds. There are often cases when people try to "live" until payday, without even thinking about starting to plan their budget and trying to save somehow.
But almost every trip to the store ends with the purchase of something unnecessary.
Therefore, it is important to realize that by denying yourself an unnecessary purchase, you are not limiting yourself, but saving money for something more important.
Debts and loans
They also "scare" your money away. People take out loans to buy things, get into debt trying to pay off bank loans, etc.
But all they get is no money in their wallets and accounts. That's why so much is said about the safety cushion and the habit of putting aside 10% of each salary.
Earlier I talked about how to think about money correctly .
