An expert analyzed how Russians prefer to save money.
The habit of still trusting only cash actually serves people badly.
Economist and investor Elizaveta Konstantinova voiced this opinion in a conversation with journalists from Rossiyskaya Gazeta .
To prove her words, Konstantinova cited statistics that Deputy Finance Minister Alexey Moiseyev had previously introduced to people. According to him, about a quarter of Russian residents still keep cash.
At the same time, banks are now offering to open deposits at approximately 20% per annum.
This means that within five years, the amount of cash a person has at home depreciates by about half.
Konstantinova listed other reliable ways to save money, such as gold and bitcoin. However, in the first case, it is impossible to earn money on the precious metal and receive interest on it.
In turn, Bitcoin can become a profitable investment, since it does not depend on the political and economic situation in the world.
