Analysts have compiled a list of the most profitable bank deposits in Russia.
We are talking about deposits of up to 30% per annum.
RBC compiled a list of products from ten banks.
On Friday, December 20, the Central Bank kept the key rate at 21%. But in Russia there is still an opportunity to invest savings profitably.
Experts have named the banks that offer the best conditions.
It is noted that deposits that require additional services to receive the maximum annual interest rate have been excluded from the list.
VTB opens the top with 24%. Next come Gazprombank and MKB. They have a rate of 24.5% and almost the same minimum contribution - 15,000 and 10,000 rubles, respectively.
Next comes Pervouralskbank with 24.6%. But the minimum threshold is 100,000 rubles for a term of 6 months.
Uralsib has similar conditions. The minimum deposit is 100,000 rubles, but the rate is 25%. The product is called "Income".
Then comes Expobank. Here the conditions for minimum entry are softer – from 30,000 to 100,000 rubles.
As part of the “Choose Me” product, Russians are offered to place their funds at 25.1%.
The conditions for the lower threshold at DOM.RF bank are even softer – 10,000 rubles, but the interest rate is at 25.
Another "middling" loan from Alfa-Bank. The terms are similar, but the minimum contribution is 50,000 rubles.
Transcapitalbank and Promsvyazbank were recognized as absolute leaders.
In the first case, we are talking about a product called “Together with TKB” with a rate of 26%. The deposit is opened for a month, but the minimum amount is 300,000 rubles.
Promsvyazbank has the highest rate under the People's Deposit program, which is 30%.
The minimum amount starts from 50,000 rubles, and the deposit term is 91, 181 and 367 days.
