The most profitable way to save money next year will be to open deposits at high interest rates.
In Russia, one of the most profitable ways to save money is through bank deposits.
Economist Mikhail Belyaev stated this in a conversation with Lenta.ru .
He is convinced that for ordinary people and not very large amounts of money, deposits remain the optimal storage option.
In 2025, bank deposits with high interest rates are a profitable way to store money.
The economist explained that with a high key rate, interest rates will remain high.
An investor will not find more profitable offers than bank deposits at 20%.
According to the economist, investing in gold should be done with caution.
Despite the rise in prices of this precious metal, there are peaks of decline and growth along the way, which makes short-term investments pointless.
The economist also does not recommend investing in currency and cryptocurrency due to the unpredictability of the short-term rate.