If you want to have money left over, you will have to either spend less or earn more.
But the paradox is that sometimes a person receives a decent salary, but still does not have enough money for anything.
It sounds absurd, but some people's habits literally scare away money.
Constant complaints about not having money, even when there are no obvious financial problems.
They say that thoughts are things, which means that all fears can one day become reality.
Don't look at successful people and say that you are less fortunate and won't achieve the same. This way you only "program" yourself for an unsuccessful future. After all, what happens to a person is often what he fears most.
Unplanned purchases. They can also lead to loss of funds. There are many people who "make ends meet" until payday, but do not even think about saving and do not want to plan their budget.
At the same time, as a rule, their shopping trips end in spontaneous, unnecessary spending. They may say that they do not want to limit themselves and drive themselves into a framework. But in fact, refusing to buy unnecessary things helps to maintain a budget.
The habit of constantly getting into debt and taking out loans. This also does not help you save your money.
After all, people rarely get by with one loan; most often they take out a second, and then a third. And such a habit does not allow money to "linger" in your wallet.
So get used to putting aside money from each salary, at least 10%. Then you will always have money for various needs. And you won't have to get into debt.
Earlier I talked about why you spend more than you earn.
