Economist and financial analyst Mikhail Belyaev called current interest rates on mortgage loans “exorbitant.”
He offered an alternative to those planning to purchase real estate with the help of a bank.
Belyaev advises, in the current conditions, to look not at credit products, but at deposits, writes Lenta.ru .
Thus, in anticipation of a reduction in the Central Bank’s key rate, an additional amount will be accumulated.
The economist emphasized that in the current conditions, one must have very serious reasons to buy an apartment at a “horse” 20%.
The analyst does not recommend buying real estate with a mortgage now.
In the current situation, investing looks much more attractive and rational, Belyaev believes.
It combines the ability to increase savings and does not require any specific knowledge from a person.
Meanwhile, there is growing evidence that the Central Bank will raise the key rate. It is currently 16%.
Earlier, the analyst revealed what awaits borrowers after the Central Bank’s July decision.
