Experts say it's important to make smart decisions when it comes to bank deposits.
Many clients are faced with a choice: to keep old deposits or open new ones.
Experts recommend not to rush into early termination of existing deposits, RIA Novosti writes with reference to the Sravni.ru service.
Experts have identified the main risks of early deposit closure.
It is emphasized that if a deposit is closed early, the bank may recalculate interest at the minimum rate, which will lead to losses.
Some banks charge additional fees when performing this transaction.
Also, in case of early closure, some deposits opened under special conditions may lose their benefits.
Experts advise considering the possible consequences before making this decision.
