The expert commented on the current situation in the Russian economy.
According to the economist, peak rates on deposits should be expected closer to the end of the month.
This forecast was made in a conversation with the PRIME agency by Oleg Akimov, associate professor of the Department of Banking and Entrepreneurship at the State University of Management.
The expert predicted that two factors could influence this:
- another expected increase in the key rate;
- attracting new investors with New Year offers.
According to Akimov, everything indicates that the Central Bank will raise the key rate again after the meeting in December. And since the growth of interest rates on deposits also depends on it, peak values should be expected already at the end of December - beginning of January.
All these factors will make bank offers attractive for those planning to place a short-term deposit in rubles at the end of 2024.
It is noted that VTB experts have also come to similar conclusions. For example, they believe that deposit rates could rise to 25%.