An economist explained which deposits are not subject to taxes.
There is only one case where depositors do not have to pay income tax after closing a bank deposit.
In a conversation with Gazeta.Ru , economist Anton Rogachevsky explained how the amount from which taxes will not be written off is calculated.
In this case, the maximum key rate on the 1st of the month is taken and multiplied by 1 million rubles.
For example, on September 1, the Central Bank rate was 18%. Therefore, today, no tax is charged on 180 thousand rubles of income from a bank deposit.
The economist noted that this is currently the only “benefit” available to those who decide to open a deposit in a bank.
After the increase in the key rate from 16% to 18%, the demand for deposits from 3 to 9 months increased.
The Central Bank returned to tightening monetary policy in July 2023. Since then, the key rate has increased from 7.5% to 18%.
The Bank of Russia will hold a new meeting on the key rate on Friday, September 13.
