BitRiver Communications Director Andrey Loboda revealed the most profitable time to open a deposit.
It is advantageous for Russians to open a deposit in the third ten days of December, when the Central Bank's key rate can reach 23%.
At the end of 2024, banks may offer their clients New Year offers with high interest rates, Gazeta.Ru reports.
Loboda explained that deposit rates could remain at 22–23% from December to February next year.
He also stressed that by the end of 2025, the Central Bank of the Russian Federation’s goal is to lower the key rate to 8-10%, which could reduce the profitability of deposits.
Loboda believes that the December offer from banks on deposits may turn out to be the most profitable for Russians.
Increased interest rates on deposits in December will provide an additional advantage to Russians.
