Some banks began to raise mortgage rates to 100%.
There are frequent cases when banks issue an additional portion of the loan to the preferential program at a very high interest rate.
Banks are setting extremely high rates on the market portion of loans under government-supported programs, Izvestia reports.
Some players are said to offer a minimum down payment of 20.1% for apartments purchased from an accredited developer.
In this case, a commission is probably unavoidable.
Some banks apply a high rate to the market portion of the loan, which is issued under combo programs with government support.
Recently, such practices have become quite common.
Deputy Finance Minister Ivan Chebeskov emphasized that the Central Bank is fighting unfair practices.
The regulator does not like it when banks issue the market portion of the mortgage at 100% and the preferential portion at 6%.
