After the Central Bank raised the key rate to 21% per annum, the profitability of bank deposits increased.
Analysts have compiled a rating of banks that have set the most favorable interest rates.
According to RBC , Transcapitalbank offers a 25% rate on deposits of 300 thousand rubles or more for a period of one month, which puts it in first place.
Next come Uralsib and Expobank with 23% for longer terms.
MKB and Solidarity offer depositors to open a deposit for up to 6 months at 22%.
Larger financial and credit organizations offer rates in the range of 20–21%. Such offers are offered by VTB and Alfa-Bank.
Similar rates are offered by Ingosstrakh Bank (21.2%), T-Bank (21.01%), and DOM.RF (20.9%).
Analysts also note that short-term deposits are still in demand among Russians, despite the fact that higher interest rates are usually set for long-term deposits.
On October 25, the Central Bank made a decision that was unexpected for many: increasing the key rate from 19% to 21%.
At the same time, experts believe that in the foreseeable future the regulator will have to increase this figure again.
The next meeting on the key rate will take place on December 20.
