Content
Why You Don't Have the Money You Want: 7 Main Reasons
17.07.2024 20:15
Many people have a strong desire to improve their financial situation in order to gain more freedom and pleasure.
But at the same time, you often have to simply live within your means and not live the way you would like, denying yourself a decent vacation or buying expensive things.
Why does this happen and how can it be changed?
Inaction
First, you should analyze your efforts and actions to change your financial situation.
Maybe it's because of the job, where there hasn't been any career progression and, accordingly, salary increases for a long time? Or would it be worth taking additional training to gain additional skills for the job?
It is best to do this analysis at the end of each day to understand how much closer the goal has become or whether it is worth putting in even more effort.
Lack of motivation
Often people are not happy with their financial situation, but they seem to have enough to live on.
Only critical situations like illness or having children motivate people to do something to improve their well-being. But only through constant motivation can you consciously leave your comfort zone to grow in skills and money.
After rethinking your motivation, it is important to set a specific goal that you need to earn in a certain period of time. This will help you find new motivation and look for opportunities where you previously did not see them.
Fear of responsibility
Various concerns about earnings only slow down the entire process, as they reduce motivation with unnecessary fears and thoughts about risks.
Moreover, many people think that with a lot of money they will have to deal with serious problems or they can be lost just as easily.
These fears are paralyzing and hindering development to achieve greater earnings. Although the problems do not become more serious, they simply change and can also be solved.
Established internal beliefs
There are some beliefs that are instilled in people based on their childhood upbringing and the behavior patterns of the adults around them.
For example, that as people acquire money, they become angrier, or that wealth is only achieved through long, hard work.
Many such attitudes can form throughout life and they greatly interfere with establishing the correct attitude towards money.
It is important to analyze your thoughts in relation to wealth and change the established model of behavior to something new for yourself.
Ancestral Behavior Model
It has been scientifically proven that genes collect all the information about the lives of relatives, including their relationship with money. This may be information not only about success and unheard-of wealth, but also about failures.
If you analyze your family tree and the life stories of your relatives, you can discover some similarities in behavior that form into beliefs and prevent you from living the way you want.
Lack of knowledge of the basics of financial literacy
Basic knowledge of finance can go a long way in increasing your income.
After all, if you simply put money away at home in an envelope, it will not multiply, but will also lose its value due to inflation. Information on financial literacy is available to everyone today, so there will be no problems in learning the basics.
Benefit
If it seems that improving your situation is unattainable or too difficult, you can ask yourself the question, “Why is it beneficial for me to live this way? What do I get out of it?” This could be stability that you don’t want to lose in the pursuit of happiness or fear of responsibility.
The answers are different for everyone, but they can surprise you and change your life for the better.
Earlier, businessman, entrepreneur, media manager, and media expert Vitaly Kisterny spoke about how to increase employee satisfaction .
