The State Duma has adopted a law on deposits and accounts for Russians with low incomes
State Duma deputies supported a law according to which special banking products for low-income citizens will appear in the Russian Federation.
The initiative was approved in the second and third readings on Tuesday, July 9.
Social bank accounts and deposits will be available for low-income Russians, the Central Bank website reports.
In the early stages of developing the law, it was assumed that income from these products would be accrued with the interest rate tied to the key rate.
But then it was decided to link this income to the best conditions offered by a particular bank.
Such an account and deposit can be opened through the Unified Portal of State Services.
But only those citizens who need social protection measures will be able to take advantage of this offer.
But you can't place more than 50 thousand rubles on the account. It is also prohibited to deposit funds in foreign currency.
In this case, the bank is not allowed to charge a commission for transferring funds from a social account in the amount of up to 20 thousand rubles during a calendar month.
Earlier, Vladimir Putin announced a decision on unused maternity capital balances.
