Mortgage issuance in Russia will collapse to record lows in 2025
In 2025, large banks will sharply reduce mortgage issuance by 30–40%.
According to the forecast of the federal wall materials plant "Vinzer", banks will continue to reduce the availability of mortgage loans.
Some banks have begun to increase the minimum down payment for market programs to 50.1%, as emphasized in the Izvestia article.
In addition, the issuance of mortgages under special conditions under a simplified scheme will be reduced.
Banks, as emphasized, are stopping issuing tranche mortgages, which have been popular in recent years.
The issuance of mortgage loans in January may sharply decline due to the effect of the standard for the protection of the rights and legal interests of mortgage borrowers.
Experts predict that banks are trying to play it safe by reducing mortgage lending approval.
Therefore, it is unlikely that the availability of mortgage loans will increase in 2025.
