Content
How to learn to live richer
25.10.2024 20:15
Abundance is something that many people would like to have.
Of course, you will hardly be able to buy yachts and your own islands, but you will certainly be able to start living better than you do now.
You may already be looking for a new job or planning your own business. But all this will lose its meaning without one point - controlling your own expenses. For a month, write down all your expenses.
Even if you spent just a few rubles, put this item on the list. A month later, when you review your notes, you will probably be very surprised.
This way, you will understand what expenses you can eliminate. For example, you can skip dinner at a restaurant or, if you are a fan of gourmet food, cook something simpler at home.
If you have bad habits, give them up. This will save you a decent amount of money.
Think long term
Think about your job. What development awaits you in your current position? Is there a chance for promotion? Or maybe you already know more profitable options?
Of course, you shouldn't quit your job right away, but if you've found something suitable, try combining it. You'll have to do something anyway, without it, it's impossible to achieve wealth.
Consider switching to remote work if your profession allows it. You will have more free time to realize yourself in something else.
Create capital
Start putting aside 10% of your income. It doesn't matter how much you earn now. If you get a bonus or you get more than usual, put that money into savings. Gradually, you'll accumulate a decent amount, and you can use it to increase your income.
Make your money work for you
Open a bank account, so you will save your money and protect it from inflation. Or study and choose a suitable investment instrument for yourself. However, it is most profitable to invest money in real estate or your own business.
Of course, investing always involves some risks. Therefore, it is necessary to study this issue carefully.
Read specialized literature, sign up for trainings, perhaps you will decide that you need a financial consultant. All this will also require monetary expenses, but you will learn to understand such issues and will be able to solve your financial problems.
Earlier I talked about how to understand that it’s time to quit your job
