Banks have begun to raise rates on preferential mortgages for some Russians
Some banks have decided to raise interest rates on loans for borrowers.
This affects those who have taken out more than one preferential mortgage.
If more than one preferential mortgage is identified, the bank has the right to increase the rate to the market rate, writes RBC.
Experts emphasize that cases where a client takes out more than one preferential mortgage are rare.
Banks continue to work on each client's case in connection with changes in legislation.
Since December 2023, a rule has come into effect whereby one preferential mortgage is issued to one person.
Exceptions are provided for family mortgages. They can be issued again when children are born, if the previous one is repaid.
Banks strictly follow established rules to prevent circumvention.
